Guest Contribution
Credit cards are one of the most widely used financial tools in the 21st century and have made their way into almost every pocket all across the globe. Credit cards come with different perks and rewards that makes them quite popular among users. Of all the popular types of credit cards, Air Mile Credit Cards are getting extremely prevalent amongst users in the UAE.
An Air Mile credit card is a type of credit card that offers air mile points for every fixed expenditure cardholder make using their air mile credit card in the UAE. These cards don’t require cardholders to specifically spend on travel-related products in order to obtain air miles. Any expenditure that includes shopping, dining, purchases made via credit cards makes the cardholder entitled to receive air miles.
If you are a frequent flyer and looking forward to applying for an air mile credit card in the UAE, it is vital to consider the viability and utility of the financial tool for you. Before you go ahead and make the move it is vital to get a detailed insight about the product to understand if it’s the right choice for you. In order to make sure you make the right decision we’ll be decoding air mile credit cards.
There are numerous factors to be taken into consideration while choosing air mile travel cards in the UAE, the major factors are as follows-
Airline Loyalty Programs
Applying for air mile credit cards turns out to be useful only if the applicant files with a particular airline. Air Mile credit cards are partnered with particular airlines which allows them to offer lucrative discounts on flight bookings. In order to extract the maximum benefit out of the air mile card cardholder is supposed to book flight tickets from that particular airline so as to enjoy all the rewards and perks offered by the credit card provider.
With a plethora of choices customers, these days usually tend to choose airline that offers flight tickets at the lowest price. In such a scenario using an air mile credit card will not help you to save money or redeem rewards. However, if you are loyal to a particular brand of airline, these air mile credit cards are extremely useful and help you to save a lot of money.
Do the Travel Rewards Make Sense to You?
The travel rewards offered by air mile credit cards usually include companion airfares or free checked-in baggage. However, an important point to be taken into consideration here is that if you travel solo most of the times the special perks would not make sense to you. Most of the air mile credit cards offer heavy discounts on purchases during the flight such as meals, drinks or Wi-Fi. If you are somebody who usually does not prefers to make on-flight purchases the air mile credit card won’t make sense to you and you can redeem the similar on normal travel credit cards.
Do General Credit Cards yield Better Offers than Air Mile Credit Cards?
While air mile credit cards might appear lucrative, there are several other credit cards available in the market that offer a wide variety of rewards and offers. General travel credit cards sometimes have an edge over air mile credit cards as these cards allow cardholders to exchange and transfer earned points with partnered airlines. There is a high probability that this will include the airline with the co-branded airline.
These travel cards not only enable cardholders to earn extra reward points by purchasing flight tickets over favored airlines. Since the majority of cardholders spend on different things while traveling general traveler credit cards often turn out to be a better choice than air mile credit cards in the UAE.
Do you Prefer Using Multiple Credit Cards
One of the major constraints that arise with using air mile credit cards is that these cards offer limited types of perks and rewards that are usually related to airlines and air miles. In order to make sure that you extract the maximum benefit out of your card by saving money you will have to apply for multiple cards. Using multiple airline credit cards will ensure that you have a card partnered with each of the airlines that you choose while traveling. Using multiple cards will make sure that you save money on each and every trip and earn rewards.
Contrary to the downside a primary benefit of using multiple airline credit is that you can maximize your reward points for various types of expenditure. However, using multiple air mile credit cards come with multiple annual payable fees.
In a Nutshell
Air Mile credit cards are quite useful financial tools that can help frequent flyers and travelers to maximize their savings on their total travel expenses. However, with all the major factors to be taken into consideration it’s your job to analyze and decide if these cards make sense to you and offer rewards, offers along with savings on travel expenses in the UAE.
Leave a Reply